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Paul S. Joo CPA

Paul S. Joo CPA

Orange County CA CPA

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Paul Joo

Saving Net Investment Income Tax (NIIT)

September 8, 2024 by Paul Joo

The 3.8% NIIT applies to the lesser of your NII or your excess modified adjusted gross income (MAGI) above an annual threshold of $200,000 for single filers and $250,000 for joint filers. For example, net investment income includes interest and dividends, capital gains and gains from passive activities. Certain other items, However, IRA and qualified retirement plan distributions and income from an active business don’t count as NII. Accordingly, I… Read More

Filed Under: Passive Activity

Losing tax-exempt status (IRC section 501(c)(3))

August 10, 2024 by Paul Joo

Organizations recognized as exempt from federal income tax under this section of the Internal Revenue Code include private foundations, churches, schools, hospitals, and many other types of public charities. A 501(c)(3) organization can lose tax exempt status if the organization engaged to involve in following actives. 1. Private Benefit/Inurement Private benefit: 501(c)(3) organization’s activities should be involved in satisfying the purpose of tax-exempt organizations.  Its activities should not serve the… Read More

Filed Under: Nonprofit Organization

Claim eligible education credit or refund in your tax return

August 3, 2024 by Paul Joo

Do you have children attending a college, post-graduate or vocational school? You may qualify for one of two education credits. Who can claim an education credit? There are additional rules for each credit, but you must meet all three of the following for both: What kinds of credits are available? • The maximum American Opportunity Tax Credit (AOTC) is $2,500 per student. • The maximum Lifetime Learning Credit (LLC) is $2,000 per… Read More

Filed Under: Small Business Owner

Rental property owners with rental loss – tax guidelines

July 30, 2024 by Paul Joo

The passive loss rules do not allow deducting rental real estate losses against other active incomes.  But there are certain exceptions and limitations. For more detail consultation, please contact our office, www.PJooCPA.com

Filed Under: Passive Loss

FAQ Regarding FBAR

July 15, 2024 by Paul Joo

What is the FBAR? FBAR is the acronym of Report of Foreign Bank and Financial Accounts, otherwise know as ‘FBAR’.  The Bank Secrecy Act (BSA) gave the Department of the Treasury authority to collect information from U. S. persons who have financial interests in or signature or other authority over financial accounts maintained with financial institutions located outside the United States. This provision of the BSA requires that U.S. persons… Read More

Filed Under: Foreign Tax Reporting

Dependent Care Tax Credit

July 6, 2024 by Paul Joo

You need someone to watch your young children or adult dependent during the summer and after school, while you and your spouse work or attend a full time school.  IRC (Internal Revenue Code) Section 21, Expenses for household and dependent care services necessary for gainful employment. IRC section 21 provides a credit for taxpayers who incur child care or dependent care expenses that allow the taxpayers to be employed. Limits are… Read More

Filed Under: Individual Tax

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